Payroll,woven right.

Open the month, change only what changed, and let FBR tax project itself to June. Then lock it, print the payslips and hand the bank its sheet. Built for payroll in Pakistan.

Free for up to 5 employees. No card needed.

OpenAdjustTaxLockPay
Salary slipSample
Hamza Malik
Support Agent
Earnings
110,667
Deductions
−9,337
Tax
−687
Net pay
Rs 100,643

Overtime 1.5× · 12 hrs × 1.5 · Absent days · 2 days · Attendance bonus forfeited · 66%

6 / 12

Sample company and staff. Pick a name or swipe the payslips, each worked out by the real payroll engine.

A month in an afternoon.

Payroll in Payloom is the same four passes every month. Nothing is retyped, and every figure can be traced back to its inputs.

  1. Step 1: Open the month

    Every active employee gets a payslip with their pay, bank details and profile snapshotted, so editing someone's salary later never rewrites a closed month. Joiners and leavers are pro-rated from their dates.

  2. Step 2: Adjust only what changed

    Absences, late hours, overtime at 1.5×, 2× and 2.5×, bonuses, advances. The payslip recalculates as you type, and every line shows its working.

    Hamza Malik
    Support Agent
    Sample
    2 days
    12 hrs
    0
    Basic and allowances
    105,000
    Overtime 1.5× · 12 hrs × 1.5
    +5,667
    Absent days · 2 days
    −5,667
    Attendance bonus forfeited · 66%
    −3,300
    EOBI
    −370
    Income tax
    −687
    Net payRs 100,643

    Try it: this is the real payroll engine, running on a sample payslip.

  3. Step 3: Lock it

    Freeze every amount once it's right. Mark salaries processed and transferred, with the transfer date and bank reference, without unlocking the numbers.

  4. Step 4: Hand the bank its sheet

    Download the IFT, IBFT, cheque and cash lists for your bank portal, print every payslip in one go, and keep the full register for your accountant.

payloom-ift-october-2026.csv
Sample bank sheet · Indus Loom Technologies
Account NoBeneficiary NameAmountNarration
PK00SAMP0000000001234567Ayesha Khan396130.00Salary October 2026
PK00SAMP0000000001242486Bilal Ahmed305130.00Salary October 2026
PK00SAMP0000000001250405Zainab Raza188633.00Salary October 2026
PK00SAMP0000000001258324Omar Farooq292130.00Salary October 2026
…and the rest of the month, totalled at the bottom.

Tax that knows the year runs July to June.

Payloom projects each person's income across the fiscal year, finds their slab, and withholds what is left over the months that remain. Try a salary.

Monthly taxable salaryRs 150,000
Rs 50,000Rs 600,000

Rs 1,800,000 a year falls in the 11% slab (Rs 1.2m to 2.2m). Tax is Rs 6,000 plus 11% of everything above Rs 1.2m.

Tax each month
6,000
Tax for the year
72,000
Effective rate
4.0%
1%11%23%30%35%50k100k150k100k200k300k400k500k600kRs 6,000 a month
Income tax each month by monthly salary, on the 2025-26 FBR salaried slabs. Payloom projects the year's income from July to June, finds the slab and spreads the tax over the year; when pay changes mid-year, it re-projects and spreads what is still owed over the months that remain.
Monthly income tax withheld at Rs 150,000 a month
MonthTaxable salaryTax withheld
Jul1500006000
Aug1500006000
Sep1500006000
Oct1500006000
Nov1500006000
Dec1500006000
Jan1500006000
Feb1500006000
Mar1500006000
Apr1500006000
May1500006000
Jun1500006000
FBR salaried slabs
Kept per fiscal year and editable when the Finance Act changes.
EOBI and provident fund
Set per employee, carried onto every payslip.
Attendance bonus forfeits
33%, 66% or 100% for one, two or three absences, configurable.
Overtime multipliers
1.5×, 2× and 2.5×, plus special overtime, priced from basic pay.
Pro-rated months
Joining and exit dates set the payroll days automatically.
Bank-ready exports
IFT, IBFT, cheque and cash sheets, with formula-safe CSV.

Payslips that look like your company.

Choose a style, your colours and fonts, add your logo, signatures and a watermark, and print two to a sheet if you like. Design it once and every payslip follows.

Indus Loom Technologies
Sample address, Lahore
Salary slip
October 2026
Employee
Zainab Raza
Employee code
EMP-0005
CNIC
35202-0000000-0
Designation
Support Team Lead
Department
Customer Success
Grade
P3
Payroll days
30 / 30
Payment
Payroll account (IFT)
Account
Sample Bank · •••• 5678
EarningsAmount
Basic / contractual pay165,000.00
Transport allowance12,000.00
Attendance bonus8,000.00
Night allowance10,000.00
Overtime 1.5× (9 hrs × 1.5)8,250.00
Total earnings203,250.00
DeductionsAmount
EOBI370.00
Income tax14,247.00
Total deductions14,617.00
Net pay
PKR One Hundred Eighty-Eight Thousand Six Hundred Thirty-Three only
Rs. 188,633.00
This is a system-generated salary slip and does not require a signature.Generated with Payloom
Formal
Indus Loom Technologies
Sample address, Lahore
Salary slip
October 2026
Employee
Zainab Raza
Employee code
EMP-0005
CNIC
35202-0000000-0
Designation
Support Team Lead
Department
Customer Success
Grade
P3
Payroll days
30 / 30
Payment
Payroll account (IFT)
Account
Sample Bank · •••• 5678
EarningsAmount
Basic / contractual pay165,000.00
Transport allowance12,000.00
Attendance bonus8,000.00
Night allowance10,000.00
Overtime 1.5× (9 hrs × 1.5)8,250.00
Total earnings203,250.00
DeductionsAmount
EOBI370.00
Income tax14,247.00
Total deductions14,617.00
Net pay
PKR One Hundred Eighty-Eight Thousand Six Hundred Thirty-Three only
Rs. 188,633.00
This is a system-generated salary slip and does not require a signature.Generated with Payloom
Payloom
Indus Loom Technologies
Sample address, Lahore
Salary slip
October 2026
EmployeeZainab RazaEmployee codeEMP-0005
CNIC35202-0000000-0DesignationSupport Team Lead
DepartmentCustomer SuccessGradeP3
Payroll days30 / 30PaymentPayroll account (IFT)
AccountSample Bank · •••• 5678
Payroll days
30 / 30
Absent days
0
Late hours
0
Overtime hours
9
DescriptionEarningsDeductions
Basic / contractual pay165,000.00
Transport allowance12,000.00
Attendance bonus8,000.00
Night allowance10,000.00
Overtime 1.5× (9 hrs × 1.5)8,250.00
EOBI370.00
Income tax14,247.00
Totals203,250.0014,617.00
Net pay
PKR One Hundred Eighty-Eight Thousand Six Hundred Thirty-Three only
Rs. 188,633.00
Prepared by
Approved by
Employee
Please report any discrepancy to HR within 7 days of receipt.Generated with Payloom
Bank statement

Real output from the payslip designer, with sample data. Styles and colours come with Starter; logo, layout and content choices with Growth.

Free to start. Simple monthly pricing.

Run payroll for up to 5 people free, for as long as you like. Upgrade when you grow, and nothing is lost if you move back down.

Prices are per month for the whole company, not per employee.

Questions payroll people ask.